A good credit score is one of the most powerful tools in your financial toolbox. It influences your ability to secure loans, the interest rates you’re offered, and even your prospects for renting an apartment or landing a job. Joseph Rallo, a seasoned financial expert, emphasizes the importance of understanding how credit scores work and taking proactive steps to improve them. In this guide, Rallo breaks down what goes into a credit score and provides practical advice on how to boost yours. What is a Credit Score? A credit score is a numerical representation of your creditworthiness, based on your financial history and behavior. Scores generally range from 300 to 850, with higher scores indicating better creditworthiness. Credit scores are calculated using data from your credit repo...
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